Share Draft Accounts:
Members opening a share draft account (checking account) receive an all-inclusive monthly statement. All share draft, regular share and loan activity are included in your monthly statement. There is no minimum balance required or service charge. The only fees you will be assessed are for the checks. Applicants must be at least 18 years of age or 16 with a parent or legal guardian on the account.

Christmas Club Accounts:
Christmas Club Accounts can be setup at any time a member wishes to start saving for Christmas. There are no required minimum balance or set balance amounts. Deposits are accepted at any time for any amount.

Money Market Accounts:
Earn a higher rate on your money with our money market account. Minimum balance to earn the higher rate is $2,000.00. Balances exceeding $20,000.00 earn a premium rate. Accounts are limited to 6 withdrawals per month with 3 being by check.

Term Share Certificates:
We offer our certificates in terms of 6, 12, 18, 24, 36 and 60 months. Minimum amount to open a certificate is $500.00.

Check Cards:
Enjoy the convenience of an ATM and check card in one. Our MasterCard Debit card is accepted at millions of ATM’s and merchants around the world. This card is free and allows you to access your account 24/7.

VISA Credit Cards:
We have a low fixed rate credit card starting at 8.90% with no annual fee. Enjoy the convenience of making multiple purchases and paying with only one check each month. Payments can be either automatically deducted from your account, paid in person at the credit union, mailed, or paid online through our website.

Direct Deposit:
We will accept direct deposits from any employer. We will also distribute your pay to any of your accounts with us. For example, savings, checking and loan payments.

Insurance:
Member Payment Protection- We offer credit life and disability insurance on our loan products. The premium is included in your loan payment that ensures affordability.

GAP Insurance- This protection is available for members who finance a new or newer vehicle. This protection guarantees your loan is paid in full in the event your car is totaled and the members insurance does not pay off the loan due to the vehicle depreciating in value

Loans:

• Auto - Truck Loans
• Boat Loans
• Motorcycle Loans
• Signature Loans
• First Mortgage Real Estate Loans
• Constructions Loans
• Home Equity Loans

Other Services:

• Visa Travel Cards
• Visa Gift Cards. These are great for weddings, graduations, birthdays, etc.
• Free Notary Public
• Wire Transfers
• Bill Pay Service. Pay all your bills online at no cost.
• New/Used Car Valuation Guides